Shh… don't tell anyone I'm poor. They all think I'm living frugal and green just like everyone these days. This is a blog about a senior citizen living a frugal life, on a fixed income, in a low income food desert, and passing along knowledge from lessons learned. Some she learned from her Grandma Mama many years ago and some learned only a few days ago.
I’ve been told that I’m really not living in the 1940s no matter how much I pretend that I am. Aw, gee wiz why’d ya go burst my bubble? So why did I choose the 1940s? Actually it seemed to be the most logical way to get my diabetes under control if I thought and ate like the people of that time. People of that time are said to have been the healthiest of all history and I really wanted to be healthy again. Which meant if I ate like people did during that time I’d be eating the healthy food my Grandma Mama taught me to cook and eat.
There is also quite a bit of nostalgia associated with the time period. Life was simpler in those days and moved at a much slower pace. Daily routines were uncomplicated and centered around family. Clothing was made to last, not made as fast fashion. Houses and closets were not filled to capacity with junk stuff. People shared with each other. Women shared recipes and had sewing gatherings. Men shared tools and swapped tall tales. Food was real food, not chemicals. Diabetes, obesity, and other food related diseases were very rare.
In the 1940s people used printed pieces of paper and round disks of metal that they called money to represent payments made from one person to another. Money was something you could hold in your hand, put into a wallet, hide in a jar, or feed to a piggy bank. Money of today is a thin rectangle piece of plastic you shove into a machine. Punch a few buttons and the money moves from you to them. Even that kind of money is quickly changing to a simple tap on a screen to move electric numbers from one place to another. Money is no longer money as I’ve always known it. Money is now just spendable credits moved around through the invisible world of cyber space. When I think about the futures of my youngest grands and great-grands I realize they may never know about real money and how it was used. Heck, the cashiers of today can’t even count a customer’s change without the aid of a machine. Its very sad.
Over the years of writing this frugal living blog I’ve had a few requests would I please set up a way to donate. Then the requests changed to would I please set up a way to donate electronically instead of through snail mail. I get embarrassed when someone wishes to give me money because I was raised to believe being a charity case was a really bad thing. Grandma Mama taught me that accepting charity was an insult to a person’s self worth. Good heavens, begging for money was even worse! Read more at this link. No donation buttons.
Then one day a friend had asked me why I had no problem accepting money for my quilting work but feel differently about accepting money for writing? Isn’t writing work too? She also asked me why I didn’t mind accepting charity food but get embarrassed about accepting money to help pay the bills? The questions took me by surprise and I couldn’t give a good answer. My friend reminded me that writers get paid all the time for writing stories and books. Teachers get paid for teaching and wasn’t I using my blog to teach ways to survive hardship?
My friend explained sometimes people like to provide a little financial support to “starving artists or writers” so they can continue their work. Its not charity but patron support. She explained that donation money could pay for internet access, toilet tissue, soap, medicines, or other things not provided at the outdoor food banks.
If you read that old post you’ll know last year I spent several days exploring ways to include a donate button on my blog. I couldn’t figure out all the technical stuff required to make a button work. I became very frustrated and quit trying. Over the Christmas holidays that same friend reminded me I had promised to give it another try later. I said ok I would give it another try.
I started researching and asking questions from other bloggers. Some just ignored me but some suggested I use my paypal account to set up a payment receiving account. Well I didn’t have a paypal account of any kind because I don’t like anyone having access to my checking account. I was afraid of hackers and identity thieves. My daughter kept telling me paypal is secure. Last week I finally relented and set up paypal which also gives me access to something totally separate from my checking. Connected but separate. Its called a PayPal Me account. DUH! So that’s what all those commercials of people sending money to each other is all about! Just touch a screen and the electronic credits are sent to whoever or wherever they want.
At this time I’m not sure whether I should be happy about learning a new tech thing or be sad about taking yet another step away from the slower and happier life I remember.
Here’s what I’ve learned so far about using PayPal Me for sending donations. Please kindly let me know if I have something wrong. The person giving a donation has the option to choose their own amount. If you have a paypal account the transaction is free. However, you don’t need a paypal account to send money. You can use a credit or debit card as a “guest” payment but a fee is deducted from the amount received on the other end. The fee is 2.9% of the amount plus 30 cents. In other words if a person sent me $10 as a guest then only $9.41 would come to me. If you request financial protection (insurance) there is also a fee. I don’t have a clue why someone would need insurance on a “secure” website. This is a for profit company so I’m pretty sure there are other fees associated with using PayPal. I don’t know what those fees are though.
Donations go into a holding place where it waits for me to use for online purchases or for me to transfer to my checking account to pay bills. An email is sent to me letting me know I have money. If anyone would like to see what I’ve accomplished the paypal link its found under the “How to Donate” button on the side of my blog. At the bottom of the page. Click the link and my name and location pops up with a zero dollar amount. You can back out or X out after looking.