Na Na pinches her pennies

Shh… don't tell anyone I'm poor. They all think I'm living frugal and green just like everyone these days. This is a blog about a senior citizen living a frugal life, on a fixed income, in a low income food desert, and passing along knowledge from lessons learned. Some she learned from her Grandma Mama many years ago and some learned only a few days ago.

Wait; what year is this?

I’ve been told that I’m really not living in the 1940s no matter how much I pretend that I am.  Aw, gee wiz why’d ya go burst my bubble?  So why did I choose the 1940s?  Actually it seemed to be the most logical way to get my diabetes under control if I thought and ate like the people of that time.  People of that time are said to have been the healthiest of all history and I really wanted to be healthy again.  Which meant if I ate like people did during that time I’d be eating the healthy food my Grandma Mama taught me to cook and eat.

There is also quite a bit of nostalgia associated with the time period.  Life was simpler in those days and moved at a much slower pace.  Daily routines were uncomplicated and centered around family.  Clothing was made to last, not made as fast fashion.  Houses and closets were not filled to capacity with junk stuff.  People shared with each other.  Women shared recipes and had sewing gatherings.  Men shared tools and swapped tall tales.  Food was real food, not chemicals.  Diabetes, obesity, and other food related diseases were very rare. 

In the 1940s people used printed pieces of paper and round disks of metal that they called money to represent payments made from one person to another.  Money was something you could hold in your hand, put into a wallet, hide in a jar, or feed to a piggy bank.  Money of today is a thin rectangle piece of plastic you shove into a machine.  Punch a few buttons and the money moves from you to them.  Even that kind of money is quickly changing to a simple tap on a screen to move electric numbers from one place to another.  Money is no longer money as I’ve always known it.  Money is now just spendable credits moved around through the invisible world of cyber space.  When I think about the futures of my youngest grands and great-grands I realize they may never know about real money and how it was used.  Heck, the cashiers of today can’t even count a customer’s change without the aid of a machine.  Its very sad.

Over the years of writing this frugal living blog I’ve had a few requests would I please set up a way to donate. Then the requests changed to would I please set up a way to donate electronically instead of through snail mail.  I get embarrassed when someone wishes to give me money because I was raised to believe being a charity case was a really bad thing.  Grandma Mama taught me that accepting charity was an insult to a person’s self worth.  Good heavens, begging for money was even worse!  Read more at this link.  No donation buttons. 

Then one day a friend had asked me why I had no problem accepting money for my quilting work but feel differently about accepting money for writing?  Isn’t writing work too?  She also asked me why I didn’t mind accepting charity food but get embarrassed about accepting money to help pay the bills?  The questions took me by surprise and I couldn’t give a good answer.  My friend reminded me that writers get paid all the time for writing stories and books.  Teachers get paid for teaching and wasn’t I using my blog to teach ways to survive hardship?

My friend explained sometimes people like to provide a little financial support to “starving artists or writers” so they can continue their work.  Its not charity but patron support.  She explained that donation money could pay for internet access, toilet tissue, soap, medicines, or other things not provided at the outdoor food banks.

If you read that old post you’ll know last year I spent several days exploring ways to include a donate button on my blog.  I couldn’t figure out all the technical stuff required to make a button work.  I became very frustrated and quit trying.  Over the Christmas holidays that same friend reminded me I had promised to give it another try later.  I said ok I would give it another try. 

I started researching and asking questions from other bloggers.  Some just ignored me but some suggested I use my paypal account to set up a payment receiving account.  Well I didn’t have a paypal account of any kind because I don’t like anyone having access to my checking account.  I was afraid of hackers and identity thieves.   My daughter kept telling me paypal is secure.  Last week I finally relented and set up paypal which also gives me access to something totally separate from my checking.  Connected but separate.  Its called a PayPal Me account.  DUH!  So that’s what all those commercials of people sending money to each other is all about!  Just touch a screen and the electronic credits are sent to whoever or wherever they want.  

At this time I’m not sure whether I should be happy about learning a new tech thing or be sad about taking yet another step away from the slower and happier life I remember. 

Here’s what I’ve learned so far about using PayPal Me for sending donations.  Please kindly let me know if I have something wrong.  The person giving a donation has the option to choose their own amount. If you have a paypal account the transaction is free.  However, you don’t need a paypal account to send money. You can use a credit or debit card as a “guest” payment but a fee is deducted from the amount received on the other end.  The fee is 2.9% of the amount plus 30 cents.  In other words if a person sent me $10 as a guest then only $9.41 would come to me.  If you request financial protection (insurance) there is also a fee.  I don’t have a clue why someone would need insurance on a “secure” website.  This is a for profit company so I’m pretty sure there are other fees associated with using PayPal.  I don’t know what those fees are though. 

Donations go into a holding place where it waits for me to use for online purchases or for me to transfer to my checking account to pay bills.  An email is sent to me letting me know I have money.  If anyone would like to see what I’ve accomplished the paypal link its found under the “How to Donate” button on the side of my blog.  At the bottom of the page.  Click the link and my name and location pops up with a zero dollar amount.  You can back out or X out after looking.

23 comments on “Wait; what year is this?

  1. Di
    January 20, 2019

    One more thing, if I may, above you wrote of accepting ‘charity food’. I don’t see it that way, particularly in the case of seniors. Every generation benefits from the work and innovation of the ones before it. We are where we are and have what we do because of you and others of your generation. You worked, paid taxes, raised children, and made the world we’re living in. WE OWE YOU. You’d never think twice to do something for your Grandma Mama because of all she did for you, or for the veterans who kept us free, or for anyone who was good to you. It’s the same thing. We’re living in and enjoying the world you helped build. It’s not charity, it’s a thank you.

  2. Di
    January 20, 2019

    I grew up with stories of my parents’ lives in the 40’s and I would have loved it. We can enjoy the conveniences of today but keep the simple, honest way of life in our homes and hearts. It’s not all bad-without the Internet we would never have the chance to share so much.
    And you should be able to be compensated for your writing-not just for the enjoyment but for the practical tips you share. I would have never thought to can mandarin orange segments, but I read about you doing it and now I have several jars in the pantry and grapefruit and oranges waiting to be put up as well. I know you share your ideas for the sake of sharing and that’s great, but it shouldn’t bother you at all if someone wants to thank you in a more material way.

    • Anita
      January 21, 2019

      Thanks for the words of encouragement Di. I’m speechless. I can’t think of anything to say except I’ll gratefully accept the gifts. I agree, without the internet I’d be very isolated and there would be no one to teach. To pass the knowledge to the next generation. Grandma Mama once told me that as long as the things we do or say are remembered by someone we do not die.

  3. Conni
    January 20, 2019

    Hi, Anita, Count me in as one who not only enjoys your writing but also your SPUNK! I would love to reimburse you for the hours of informative reading I’ve done on your site. I just visited your Amazon ‘wish list’. Since I am accustomed to using Amazon, any chance you would consider adding other items, as in your choice in food items, to your list? Thanks,

    • Anita
      January 20, 2019

      Thank you Conni. I’ve never bought groceries from Amazon myself but a couple of readers told me they do. I will have a look this week. Do you have any suggestions how I should start a search?

      I’ve always used the wish list as a holding place while I saved up enough gift cards to buy what I can’t find in the stores. I get cards from family for birthday, Christmas, Mother’s day, and so forth. Eventually I have enough to buy a large item.

      • Conni
        January 20, 2019

        I just ran a ‘test’ by going into my Amazon account and typing peanut butter into the search bar. Up came the peanut butter choices. I clicked on Peanut & Co, added it to my Wish List, so I think it may be fairly straight forward with your ‘Private’ Wish List! I will try to remember to check your List for your updates! Thank you.

        • Anita
          January 21, 2019

          Conni I didn’t know there was a difference with the list. I managed to find the private and public buttons but let my granddaughter have the computer before I finished looking around. It keeps her occupied. She goes home this evening and I’ll get back to looking around.

      • Lilli
        January 20, 2019

        Anita, I suggest you look at items that are luxury items for you. Coffee ? Sweetners? How about stuff like Augason farms no. 10 cans of powdered milk ? There are larger pails of eggs, oats, potatos , rice, etc. Laundry detergent? If you look around carefully you certainly can find the best deals.This would be something I could contribute to.

        • Anita
          January 21, 2019

          Thank you for the suggestions Lilli. I see I have some new tech learning to do to navigate Amazon lists.

  4. craftytadpole
    January 19, 2019

    I’m glad you are recognizing the value of your work! I spent some time last year living in 1942 and I recommend it. I think I will go back for another visit some time this year.

    • Anita
      January 20, 2019

      Oh please do! I really enjoyed the series you did and would love to see more.

  5. teresa
    January 19, 2019

    I’m really glad you’ve found a way for earning from your writing..journalists do…I’m from across the pond, not being technosavvy is there a way I can send something to you ..I don’t have a paypal account Teresa

    • Anita
      January 19, 2019

      Thank you Teresa. I appreciate the thought. Even if you have a paypal account the fees for sending or receiving international money is very high. I’m not sure of another way. I’ve heard of something called Transfer-wire but don’t know how it works.

      • Randal Oulton
        January 19, 2019

        I was going to try the Paypal.me but as I started to go through the process I saw that they were going to want basically close to 50% of anything I sent from my exotic overseas location (i.e. the other side of Lake Ontario in Toronto! LOL.) Last I checked Paypal is not a registered charity, so I’m d*mned if I’m going to hand them that much…

        We’ll work this out….

        • Anita
          January 20, 2019

          Also, the currency exchange fee for a recipient is very high too. I read someplace its about 8 times higher than anywhere else.

        • Anita
          January 20, 2019

          Also, the currency exchange fee for a recipient is very high too. I read someplace its about 8 times higher than anywhere else.

  6. Randal Oulton
    January 19, 2019

    On this page: https://nanaisfrugal.wordpress.com/how-to-donate/

    You may wish to consider bringing all the donation information to the top, and move the talking to afterward. That way, people in a hurry can get right on with it.

    • Anita
      January 19, 2019

      Thank you Randal, I’ll do that. I wasn’t sure which was best.

    • Anita
      January 19, 2019

      I just moved the options to the top. Does it look better?

      • Randal Oulton
        January 19, 2019

        I did websites for 20 years for charities. In my experience, if someone clicks on a How To Donate link, then they are already inclined to donate, so the best way to thank them right off the bat is to (a) make it easy for their eye to pick out the options and then (b) make the donating as little work for them as possible.

        Here’s my suggestion. Two lines to really make the OPTIONS section pop (ignore the green, it’s just the markup colour.) I’d lose the Note: para that sort of apologizes for the gift cards, it just gets in the way with redundant information. Move the Amazon link up to the gift card line.

        https://gyazo.com/e851e15333892433a78503757b811c14

        • Anita
          January 21, 2019

          Randal I made the changes. Did you get my email?

  7. Leslie Saunders
    January 19, 2019

    Anita,thanks for your latest news. My husband and I have some of our own….
    We found an affordable ,larger house and bought it! I say “bought” because of all the years we have saved,cut back,etc.,etc. It is a single level,built in the sixties,with nice neighbors,and beautiful views of Az. Mountains.
    What you said about the forties,resonates with me ,as I was born and raised in the forties. Your food tips and news have helped me get to the point of being off all prescription drugs now. I have wanted to do that for so long . For anyone else who has that idea,share it with your doctor so that you can develop a plan together that protects your health,but gets you to where you want to go.
    Why not be paid as a writer? Would you give us your post office box again and let us send you donations? That way, you get every penny! I dislike PayPal for personal reasons,but surely there is some better way that leaves money intended for you,with you.
    Please keep writing. You have helped so many of us to seek our own answers,and find our way…..

    • Anita
      January 19, 2019

      Wow Leslie you bought a house AND got off all medications is fantastic news. I’m so happy for you! I do plan to keep writing as long as possible. Its something I enjoy doing. I really don’t like PayPal either but it accommodates the people who do like using it. If another way comes along I’ll be sure to check it out.

      My complete name and address is always found under the “how to donate” link along the side of my blog. I don’t ever remove it. Or, you can use this link https://nanaisfrugal.wordpress.com/how-to-donate/

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This entry was posted on January 19, 2019 by in JUST THINKING, TODAY STUFF FOR YESTERDAY MINDS.

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