Shh… don't tell anyone I'm poor. They all think I'm living frugal and green just like everyone these days. This is a blog about a senior citizen living a frugal life, on a fixed income, in a low income food desert, and passing along knowledge from lessons learned. Some she learned from her Grandma Mama many years ago and some learned only a few days ago.
Do you get those annoying robot calls asking you to “press one if you wish to be removed”? Beware of pushing that “one button”! It lets the scammers know they’ve reached a live phone number, that you are home, and you are answering the phone. Word quickly spreads from robot to robot about you.
Do you get those phone numbers that appear to be from a neighbor popping up on your caller ID? You answer thinking something is wrong but then you hear that dang robot again saying stuff like “hi this is Julie” or maybe “this is the call back you requested about your _____” (fill in the blank). Sometimes the robot says your social security number has been suspended. Those are NOT calls from neighbors.
There are 10 billion combinations of phone numbers with 0-9. Multiply that by several hundred phone calling robots and you’ve got trillions of scam phone calls made each day. Yes, I’d say robots are very profitable employees. With free long distance it costs the scammer nothing to make calls all over the world.
I use nomorobo to screen my calls but many still get through. I get about 10 robot calls each day. Its very, very annoying! Most of the calls are caught after the first ring. But the others? Well there are some very cleaver scammers with robots who can change their own phone numbers just as fast. One scammer that keeps calling me uses the same call back phone number but moves up one digit at a time. For example the first one I got it had (502) 113-3800 on the caller ID. Next time it was (502) 113-3801 then it changed to 3802 and then 3803 and so forth. We do not have 113 in phone numbers in this area. There are other scammers doing the same kind of quick number changes. I know because I write them down so I can report it to nomorobo.
If I’m better informed I’m less likely to get scammed. When I want to know what the newest “scam” is that’s making its way around the world. That’s when I visit the nomorobo warnings site to read and listen to them. Of course these days the newest scams are about the CV19 pandemic.
Another type of scam comes in the USPS mailbox. On the surface it looks like a legitimate letter about a medicare eligibility review. See? Very official looking isn’t it?
I know that my medicare coverage does not need to be reviewed. At my age its permanent coverage. The only time a medicare case is reviewed is when someone under retirement age is getting temporary SS disability. At least thats what I’ve been told. Even on the back it warns me that its an appointment confirmation in big bold letters.
Its only when I find (in much smaller letters) the message “This is an advertisement”. Sorry its blurry. The type was so small my camera had a hard time focusing.
Legally they met their obligation to say its an advertisement. They also know many seniors can’t read the “fine” print. Without opening it that piece of mail went into the box of papers to be shredded.
I hope my posts are readable. Learning the new WordPress is very frustrating. Its taking me lots of time to navigate around to write a post. I’ll “get it” eventually. Probably just about the time when they plan newer changes. 😦